Instant Personal Loan Apps

instant cash loans
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Fast and instant cash loans are a boon when you are in a dire emergency. In such situations, all you need is to download any of the Fastest instant loan app and straight on apply for emergency funds.

Now a days, it is easy to avail mini cash loan online and get instant loan on Aadhar card and PAN card.

However, my best advice would be to seek help from your family or friends first as these platforms take very high interest and a very short period for borrowing.

If you couldn’t find any help or you would prefer to not trouble or let anyone know your predicament, you can go for these types of loans. After all, you can’t keep on asking your friends or family members for monetary support every time, right?

Keep in mind that these loans aren’t cheap at all and they can charge you up to 25% of the loan you will avail of and you will get a short period of time to repay back the loan.

However, the advantages of these loan apps provided are numerous and unbeatable. There are also bouts of disadvantages you must consider too.

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Getting Urgent Cash Loans

Here are some of quick cash loans app you can download and get instant cash when you are having cash crunch.

Not only that, some apps also offer Line Of Credit where you will be given credit and can use it any time you want. You will be paying for what you use only. Line of credit acts like your ATM machine.

Most of these platforms gave direct lending to customers which makes it more convenient and you’ve got more chances of approval as they have more lenient lending conditions and do not make Cibil the deciding factor to give you money, unlike banks which completely depends on your Cibil score of at least 650 or above!

Fastest Instant Loan App

LOAN PROVIDER

LOAN TYPE

AMOUNT

INTEREST RATE

REPAYMENT DAYS

DOCUMENTS

APPLY NOW

1.

Instant Cash Loan, Salary Loan, Skill Loan, Travel Loan

₹10,000 to ₹1,00,000

1% For 30 Days

30 Days

PAN Card, Aadhar Card, Company ID, Salary Slip, Bank Statement

2.


Instant Loans, EMI Mswipe Card

      ₹9,000 to ₹3,00,000

      2.25% to 3% Per Month

      62 Days to 1 Year

      PAN Card, Aadhar Card, Salary Slip, Bank Statement

      3.

      Cash Loan, Level Up Loan, Welcome Loan

      ₹7,000 to ₹50,000

      5% Per Month

      Up to 3 Months

      PAN Card, Aadhar Card, Bank Statement (Optional)

      4.

      Travel Loan, Mobile Loan, Laptop Loan, Marriage Loan, Women Loan, Emergency Loan, Advance Cash, Short-term Loan, Low Cibil Loan

      ₹20,000 to ₹2,00,000

      9% Per Annum

      12 to 60 Months

      PAN Card, Aadhar Card, Salary Slip, Bank Statement

      5.

      Instant Personal Loan

      ₹5,000 to ₹1,00,000

      24% Per Annum

      3 to 24 Months

      PAN Card, Aadhar Card, 3 Months Bank Statement

      6.

      Flexi Personal Loans

      ₹1,000 to ₹2,00,000

      1% Per Month

      2 to 15 Months

      PAN Card, Aadhar Card, Salary Slip, Bank Statement

      7.

      Student Loan, Low Salaried Loan, Salaried Loan

      ₹1,000 to ₹30,000

      3.5% Per Month

      Up to 60 Days

      PAN Card, Aadhar Card, College ID, Employment ID.

      8.

      Instant Cash Loan

      ₹1,500 to ₹60,000

      33% Per Annum

      15 Days

      PAN Card, Aadhar Card, Salary Slip, Bank Statement

      9.

      Instant Cash, Education Loan, Salary Advance, Shopping Loan, Travel Loan, Wedding Loan

      ₹5,000 to ₹5,00,000

      2.5% Per Month

      3 to 6 Months

      PAN Card, Aadhar Card, Bank Statement

      Use the code " zyi6xheyeg" and get ₹200

      10.

      Instant Personal Loan, Advance Salary Loan, Line Of Credit

      ₹2,000 to ₹1,00,000

      3% Per Month

      65 to 90 Days

      PAN Card, Aadhar Card, Salary Slip, Bank Statement

      11.

      Personal Loan, Business Loan, Education Loan, Medical Loan, New Car Loans, Used Car Loans

      ₹1,000 to ₹15,00,000

      1% to 3.17% Per Month

      3 to 36 Months

      PAN Card, Aadhar Card, Bank Details

      Use the code “0004913372” for discounts

      12.

      Instant Personal Loan

      ₹5,000 to ₹25,000

      0.20% Per Day

      7 to 30 Days

      PAN Card, Aadhar Card, Bank Details

      13.

      Fresh Funding, Home Improvement, Travel Loan, Wedding Loan, Balance Transfer, Gold Loan

      ₹15,000 to ₹50,00,000

      10.75% to 35% Per Annum

      12 to 60 Months

      PAN Card, Aadhar Card, Salary Slip, Bank Statement, 3 Yrs. ITR

      #1. QuickCredit

      quickcredit loan app download

      QuickCredit is an online lending FinTech platform in India that provides borrowers instant, flexible cash loans without needing any hectic paperwork and security.

      Types Of Loans You Can Avail At QuickCredit

      1. Instant Cash Loan
      2. Salary Loan
      3. Skill Loan
      4. Travel Loan

      You can take QuickCredit loan from ₹10,000 to ₹1,00,000 according to the trust score which will increase according to your loan repayment history.

      Eligibility For Quick Credit Loan

      • You must be over 21 years of age.
      • An Indian resident.
      • Earning (either salaried or self-employed).

      For more details, here is my QuickCredit Review.

       

      #2. CASHe

      cashe loan app download

      CASHe is a Fintech company that provides fast, flexible, unsecured personal loans through a mobile application to young salaried millennials across India.

      Types Of Loan You Can Avail At CASHe

      1. Instant Loans
      2. EMI Mswipe Card

      Eligibility For CASHe Loan

      1. Any Indian resident above the age of 18.
      2. Having proof of current employment.
      3. Monthly earning of ₹15,000 or more.
      4. A Bank account.
      5. Having a Facebook/Google+/LinkedIn account.
      6. Having a valid identity and address proof.

      Check Your Eligibility For CASHe Loan now.

      Amount Of Loan You Can Take At CASHe

      1. For 62 Day loan, you can avail loan amount of up to 60%  of your net take-home salary.
      2. For the 90 Day loan, you can avail of a loan amount of up to 110% of your net take-home salary.
      3. For the 180 Day loan, you can avail loan amount of up to 210% of your net take-home salary.
      4. For the 270 Day loan, you can avail of a loan amount of up to 310% of your net take-home salary.
      5. For the 1 year loan, you can avail loan amount of up to 400% of your net take-home salary.

      You can opt to borrow personal loans starting as low as ₹9,000 to a maximum of ₹3,00,000 with a repayment period of 62, 90, 180. 270 days and 1 year.

      For more details, check out my CASHe Loan App Review here.

       

      #3. True Balance

      true balance loan app download

      True Balance is one of India’s app-based personal credit lines, offered in partnership with banks and NBFCs and RBI registered.

      With the tap of a button, this app lets you borrow as little as ₹ 7,000 or as much as ₹50000 depending on the credit limit you are eligible for.

      Types Of Loans You Can Avail At True Balance

      1. Cash Loan:

      Amount: ₹50,000

      Tenure: 2 – 3 months

      Interest: 5% Onwards, per month

      Fees And Charges: 0-7%

      Documents Required: PAN card, Aadhar Card, and Bank Statement.

      Check Your Eligibility For Cash Loan Here

      2. Level Up Loan

      Amount: ₹15,000

      Tenure: 62 Days

      Interest: 5% Onwards, per month

      Fees And Charges: 0-15%

      Documents Required: PAN card and Aadhar Card

      Check Your Eligibility For Level Up Loan Here

      3. Welcome Loan

      Amount: ₹7,000

      Tenure: 62 Days

      Interest: 5% Onwards, per month

      Fees And Charges: 0-10%

      Documents Required: PAN card and Aadhar Card.

      Check Your Eligibility For Welcome Loan Here

      Read TrueBalance Review for more details.

       

      #4. Upwards

      Upwards is an RBI registered NBFC committed to offering personal loans to salaried professionals. It was founded in 2017. It is registered with RBI in 2019.

      The service is available in 200+ cities in India.

      The advantages of taking a quick cash loan from Upwards are:

      1. Affordable interest rates.
      2. Flexible Payment Tenures.
      3. Fast Processing within 5 minutes to 2 hours.
      4. Completely Digital With Minimal Documentation
      5. Safe And Trust Worthy
      6. Good Customer Support.

      Who Can Apply At Upwards?

      Salaried (Employed at a current company for at least 6/12 months).

      Check your eligibility for Upwards loans here.

      What Are The Types Of Loans Given By Upwards?

      Currently, Upwards offers the following types of loans:

      1. Travel Loan
      2. Mobile Loan
      3. Laptop Loan
      4. Marriage Loan
      5. Women Loan
      6. Medical Emergency Loan
      7. Cash Advances Loan
      8. Short Term Loan
      9. Emergency Loan
      10. Same Day Loan
      11. Loan For Low Cibil Score
      Read Upwards Loan Review here more more details.

       

      #5. NIRA

      nira app downloadNIRA is a personal loan app that partners with various RBI-regulated NBFCs and Banks and offers personal loans of up to ₹1,00,000 to salaried individuals.

      The advantages of taking loan from NIRA are:

      1. The loan process is completely online.
      2. You can repay the loan in affordable EMIs of 3 to 24 months.
      3. You can avail the loan with a low cibil score.
      4. You will get money in your bank account in 24 hours.
      5. The funds can be used for any financial needs.
      6. No collateral is required.

      Type Of Loan You Can Avail At NIRA

      Right now, NIRA offers personal loans from banks and NBFCs.

      Eligibility Criteria For Applying Loan At NIRA

      1. Must be an Indian citizen.
      2. You must be between 22 – 59 years of age.
      3. Your minimum monthly salary must be at least ₹12,000.

      Check Your Eligibility For NIRA Loans Here

      Repayment Period Of NIRA Loan

      The repayment period for loans taken from NIRA is from 3 to 24 months. You can choose the months according to your convenience.

      Read NIRA Loan Review here for more details.

       

      #6. KREDITBEE

      kreditbee loan app downloadKreditBee is a mobile and web-based financial platform that allows you to avail instant personal loans with minimal documentation.

      The advantages of taking loan from KreditBee are:

      1. The loan process is completely online.
      2. You can avail the loan without any credit history.
      3. The funds can be used for any financial needs.
      4. No collateral is required.

      Type Of Loans You Can Avail At KreditBee

      Personal loans from banks and NBFCs.

      Find the best offers for a personal loan at KreditBee here.

      Eligibility Criteria For Applying Loan At KreditBee

      1. Indian Citizen.
      2. You must be above 21 years.
      3. Your net monthly salary must be at least ₹10,000.
      4. Your Aadhaar Card must be linked to your mobile number.

      Check your eligibility for taking a loan at KreditBee here.

      Documents Needed For Applying Loan At KreditBee

      1. ID proof: PAN Card
      2. Income proof: Bank statement/Salary slip
      3. Address proof: Aadhaar Card, Passport
      4. Proof of Employment

      How Much Can You Borrow From KreditBee?

      You can avail personal loans up to ₹4,00,000, depending on your eligibility.

      Read KreditBee Review for more details.

       

      #7. mPocket

      mpocket loan appmPocket is an instant online loan provider for students and young professionals to meet their emergency cash needs through its short-term personal loans. 

      Salaried individuals can also get quick loans up to ₹30,000 at fast approval without any paperwork.

      The advantages of taking a loan from mPocket are:

      1. The loan process is completely online and can be done using your mobile phone.
      2. You will get money in your bank account within a few minutes.

      Type Of Loan You Can Avail At mPocket

      Right now, mPocket offers the following loans – 

      1. Instant Loans For Students
      2. Instant Loans For Low-Salaried
      3. Instant Loans For Salaried.

      Eligibility Criteria For Applying Loan At mPocket

      1. Must be an Indian citizen.
      2. You must be above 18 years of age.
      3. Have a valid student ID, Company ID.

      Check Your Eligibility For mPocket Loan Here.

      Documents Needed For Applying Loan At mPocket

      1. ID proof: PAN Card
      2. Student ID Card
      3. Address proof: Aadhaar Card

      How Much Can You Borrow From mPocket?

      A student can get an instant loan for up to ₹20,000 and salaried individuals can avail of personal loans up to ₹30,000, depending on your eligibility.

      Read mPocket Review for more details.

       

      #8. CashBean

      Cashbean loan app download

      CashBean is an Instant Personal Loan Platform for Indian mobile users. Presented by P C Financial Services Private Limited, RBI registered NBFC.

      Advantages Of Taking Instant Loan From CashBean
      1. No credit history required.
      2. Paperless and digital process on your mobile.
      3. Get 24×7 access to loans anytime and anywhere.
      4. Speedy review in 30 minutes.
      5. Disburse to your bank account directly in 5 minutes once approved.
      6. Available across India.
      7. As the credit score grows, the Sanctioned amount gradually increases. Variety of convenient repayment methods.

      Type Of Loans You Can Avail At CashBean

      1. Instant Cash Loan

      Check Your Eligibility For CashBean Loan Now.

      Who Can Apply At CashBean?

      1. Indian Resident.
        2. 21-56 years old.
        3. Source of a monthly income.

      Documents Needed For CashBean Loan

      1. PAN Card.
      2. Aadhaar Card.
      3. Salary Slip.
      4. Bank Statement.

      For more details, check my CashBean Review here.

       

      #9. Early Salary

      EarlySalary loan app download

      EarlySalary is an innovative lending platform that changes the way loans in India are taken.

      It is also quite easy to get a credit line in EarlySalary. In fact, it was my first app to take an instant cash loan.

      Type Of Loans You Can Avail At EarlySalary

      1. Instant Cash
      2. Education Loan (School Fees)
      3. Salary Advance
      4. Shopping Loan (Amazon & Flipkart)
      5. Travel Loan (Make My Trip)
      6. Wedding Loans

      Who Can Apply For Loan At Early Salary?

      1. Must be a resident of India.
      2. Must be above 21 years and below 55 years of age.
      3. Salaried individuals with a minimum salary of ₹18,000 (Metro Cities) and ₹15,000 (Non-metros).

      Documents Needed To Apply For Early Salary Loan

      1. Address Proof (acceptable documents – Aadhaar, Passport, Driving Licence, Voter Id, Utility Bills (Landline, Postpaid Mobile, Electricity, Gas)
        2. Identity Proof (acceptable documents – Aadhar, PAN, Passport, Driving Licence, Voter Id).
        3. Latest Photograph
        4. PAN Card.
      2. Bank Statement/ Access to bank account details.

      Apply at EarlySalary here. Use the coupon code ” zyi6xheyeg ” and get ₹200 off your repayment amount.

      How Much Can You Borrow From EarlySalary?

      You can take a loan as high as ₹5 Lakhs depending on your eligibility.

      You can take loans from the shopping, travel, and education sections of the app in the meantime.

      The minimum gap between 2 cash loans is 3 days: Do plan for this time gap accordingly.

      Rate Of Interest At Early Salary

      The rate of interest of Early Salary loans are between 2.5% per month for a period of 3 to 6 months. 

      For more detail, read the full Early Salary Review Here

      Use the coupon code ” zyi6xheyeg ” and get ₹200.

       

      #10. CapitalNow

      capital now loan appCapitalNow is powered by Outside Capital Private Limited and Anu Colonisers Limited, an RBI registered NBFC which rendered quick, comfortable, and accountable loan services to many working professionals all across India.

      The advantages of taking a loan from CapitalNow are:

      1. The loan process is 100% completely online and can be done using your mobile phone.
      2. At CapitalNow you just have to pay for what you use. Yes, you only have to pay for the service you are using and do not have to pay for any other service.
      3. No collateral or hidden charges.
      4. You will be appointed a particular account manager to help you out.

      Type Of Loan You Can Avail At CapitalNow

      Right now, CapitalNow offers the following loans – 

      1. Instant Personal Loan
      2. Salary Advance Loan
      3. Line Of Credit

      Eligibility Criteria For Applying Loan At Capital Now

      1. Must be an Indian citizen.
      2. You must be above 22 years of age.
      3. Minimum salary of ₹30,000 per month.

      Check Your Eligibility For CapitalNow Loans

      Documents Needed For Applying Loan At mPocket

      1. ID proof: PAN Card
      2. Proof of employment/ Salary Slip
      3. Address proof: Aadhaar Card
      4. Bank Statement

      How Much Can You Borrow From CapitalNow?

      CapitalNow offers loans from ₹2,000 to ₹1,00,000 depending on your eligibility.

      Repayment Period Of CapitalNow Loan

      The repayment period for loans taken from CapitalNow is from 65 to 90 days.

      Read my Review On CapitalNow Loan here.

       

      #11. Dhani Loans

      India bulls dhani app download

      Dhani, previously known as IndiaBulls Dhani a first-of-its-kind application by Indiabulls Consumer Finance. 

      Type Of Loans You Can Avail At Dhani

      1. Business Loan
      2. Personal Loan
      3. Education Loan
      4. Medical Loans
      5. New Car Loans
      6. Used Car Loans
      7. Two Wheeler Loans
      8. Travel Loans

      Get an instant loan at Dhani and avail attractive offer using this code “0004913372”

      Eligibility Criteria For Dhani Loans

      1. You should be a Citizen of India
      2. You should be at least 21 years of age
      3. You should be a salaried professional or a self-employed entrepreneur.

      Documents Needed For Applying Loan At Dhani

      1. PAN Card Details
      2. Aadhar Card (Address Proof)
      3. Bank Details

      How Much Can You Borrow From Dhani?

      ₹1,000 to  ₹15 Lakhs and has zero foreclosure charges on loans below ₹20,000. 

      Rate Of Interest Of Dhani

      Interest rate: 1% to 3.17% p.m

      Processing Fees: Range from 1.5% to 6%

      Service Fee: 0.68% per day + GST

      Extension Fee: 0.42% per day + GST

      Late Payment Penalty: 3.39% per week + GST

      Read my honest Review On Dhani Loans here.

      To avail attractive offers, you can  usethis code “0004913372”

       

      #12. RupeeRedee

      rupeeredee loan

      RupeeRedee is a new-age financial services platform that leverages technology to make lending quick and easy.

      It facilitates the disbursal of short-term Personal Loans via our website & mobile app for both Salaried and Self-employed customers addressing all your daily and instant needs.

      Type Of Loans You Can Avail At RupeeRedee

      You can avail an Instant Personal Loan for all your need at RupeeRedee.

      Check your eligibility at RupeeRedee now!

      Who Can Apply At RupeeRedee?

      1. Any individual aged between 18 – 65 years.
      2. Having a monthly income of a minimum ₹15,000 through any authentic source.

      Documents Needed For Applying Loan At RupeeRedee

      1. Address Proof (acceptable documents – Aadhaar, Passport, Driving Licence, Voter Id, Utility Bills (Landline, Postpaid Mobile, Electricity, Gas)
      2.  Identity Proof (acceptable documents – Aadhar, PAN, Passport, Driving Licence, Voter Id).
      3. Latest Photograph
      4. PAN Card.
      5. Bank Statement/ Access to bank account details.

      How Much Can You Borrow From RupeeRedee?

      You can borrow from ₹5,000 to ₹25,000 depending on your eligibility for a period of 7 to 30 days.

      Rate Of Interest At RupeeRedee

      Upfront Processing Fee – To be deducted from approved amount starting from 400 + GST.

      Loan Foreclosure/Pre-payment Charges: 0%

      Rate of Interest: 0.20% per day.

      Service Fee: 0.68% per day + GST

      Extension Fee: 0.42% per day + GST

      Late Payment Penalty: 3.39% per week + GST

      Repayment Period Of RupeeRedee

      The repayment period of loan you take from RupeeRedee is from 7 days to 30 days. You can choose the number of days for which you would be able to repay back the loan you have taken.

      Read RupeeRedee Review For For Details.

       

      #13. IndiaLends

      Indialends loan app download

      IndiaLends is a Financial technology startup based in New Delhi.

      It doesn’t lend or provide loans directly but this wonderful online platform provides customers with financial products and services such as personal loans, unsecured loans, installment loans, and credit cards. 

      It basically connects borrowers with lenders to help them get the best deal possible.

      Type Of Loans You Can Avail At IndiaLends

      Personal loans from banks and NBFCs.

      To avail loans from this platform, your credit score must be 750 or above.

      1. Fresh Funding
      2. Personal Loan for Home Improvement.
      3. Personal Loan for Wedding.
      4. Personal Loan for Travel
      5. Top Up Personal Loan.
      6. Personal Loan Balance Transfer.
      7. Gold Loan.

      Find the best offers for a personal loan at IndiaLends here.

      Who Can Apply For Loan At India Lends?

      1. Salaried (Employed at the current company for at least 6/12 months).
      2. Self-Employed professionals (Business tenure of at least 3 years and ITR of last 3 years)
      3. With salary of ₹15,000 (non-metro cities) ₹20,000 ( metro cities).

      Check Your Eligibility For IndiaLends Loans Here

      Documents Needed For Applying Loan At IndiaLends

      For Salaried Individuals

      1. Identity & Age Proof
      2. Completely filled personal loan application with photograph
      3. PAN Card
      4. Residence proof – Passport driving license, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
      5. Bank statements for the last 3 months(preferably your salary account)
      6. Salary Slips of last 3 months
      7. Form 16 or Income Tax Returns of last 3 years.

      For Self-Employed Individuals

      1. Identity & Age Proof
      2. Completely filled personal loan application with photograph
      3. PAN Card
      4. Residence proof – Passport driving license, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
      5. Bank statements for the last 3 months(preferably your salary account)
      6. Salary Slips of last 3 months
      7. Last 3 years Income Tax Returns with computation of Income
      8. Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

      Find the best offers for personal loans at IndiaLends here.

      How Much Can You Borrow From IndiaLends?

      You can borrow from ₹15,000 to ₹50 lakhs, depending on your eligibility.

      Rate Of Interest At IndiaLends

      You will get the loan on 10.75% – 35% per annum depending on various lending partners.

      Processing Fee: Differs from bank to bank; generally ranges between 1-3% of the loan amount.

      Preclosure Charges: Generally between 2%-5% of the loan outstanding.

      Read IndiaLends Review Here For More Details.

      DISCLAIMER: This post may contain affiliate links, meaning I will get a small commission if you make a purchase through my links, at no cost to you. For more info, please read my Affiliate Disclaimer.

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