Are you looking for instant cash loans which you can take with no submission of physical documents?
It’s a heartbreaking situation when you need money very urgently, I mean right now and instantly and you have no one to turn to!
If you ever have been in this circumstance before, you know what I mean. You feel so helpless.
And in that situation, all you need is to find a legit provider of an urgent loan with no physical documents, where you can just complete your KYC online.
Requirements for taking loans with no physical documents:
1. You should be an Indian citizen and your age should be above 18 years. Some apps gives loan to individuals who are above 21 years old.
2. You should have PAN Card and Aadhaar Cards, and your own Banking details.
3. Salary slip or Company ID ( Some loan providing apps requires these ).
If you want same-day emergency loans where you need not wait for days, forget about waiting for hours, the process of taking small cash loans from these platforms can be completed online using only your mobile phone.
Here are some providers of urgent loans in India.
Urgent Personal loan with Low cibil
QuickCredit is an online lending FinTech platform in India that provides borrowers instant, flexible cash loans without needing any physical paperwork. All you need is to complete the KYC process online.
You can take QuickCredit loan from ₹10,000 to ₹1,00,000 at an interest for 1% per month for 30 days.
You can extend the days once you are a regular customer by talking to your assigned loan manager as this offer is not available for all.
For more details, you can check out QuickCredit Review here.
#2. True Balance
True Balance is one of India’s app-based personal credit lines, offered in partnership with banks and NBFCs and RBI registered.
TrueBalance lets you borrow as little as ₹ 7,000 and as much as ₹50000 depending on the credit limit you are eligible for with an interest rate of 5% per month a period of 3 months.
Read TrueBalance Review for more details.
mPocket is an instant online loan provider for students and young professionals to meet their emergency cash needs through its short-term personal loans.
mPocket offers cash loans from ₹1,000 to ₹30,000 at an interest rate of 3.5% per month for a period of 60 days.
Read mPocket Review for more details.
CapitalNow is powered by Outside Capital Private Limited and Anu Colonisers Limited, an RBI-registered NBFC and you will be appointed a particular account manager to help you out.
CapitalNow offers loans from ₹2,000 to ₹1,00,000 depending on your eligibility at an interest rate of 3% per month for a period of 65 to 90 days.
Read my Review On CapitalNow Loan here.
Upwards is an RBI-registered NBFC committed to offering personal loans to salaried professionals.
Upwards will give you different types of loans ranging from ₹20,000 to ₹2,00,000 depending on your eligibility at an interest rate of 9% per annum for a period of 12 to 60 months.
The only downside is, Upwards take more than 24 hours to give loans.
KreditBee is a mobile and web-based financial platform that allows you to avail instant personal loans with no physical documents and without any credit history.
KreditBee offers emergency loans for up to ₹2,00,000, depending on your eligibility at an interest rate 1% per month for a period of 2 to 15 months.
Read KreditBee Review for more details.
CashBean is an Instant Personal Loan Platform for Indian mobile users. Presented by P C Financial Services Private Limited, RBI registered NBFC.
CashBean offers fast cash loans ranging from ₹1,500 to ₹60,000 at an interest rate of 33% per annum for a period of 15 days.
For more details, check my CashBean Review here.
#9. Early Salary
EarlySalary is an innovative lending platform that changes the way loans in India are taken.
It is also quite easy to get a credit line in EarlySalary. In fact, it was my first app to take an instant cash loan.
At EarlySalary, you can avail loans starting from₹5,000 up to ₹5 Lakhs depending on your eligiblility at an interest rate of 2.5% per month for a period of 3 to 6 months.
For more detail, read the full Early Salary Review Here
Use the coupon code ” zyi6xheyeg ” and get ₹200.
#10. Dhani Loans
Dhani, previously known as IndiaBulls Dhani the first-of-its-kind application by Indiabulls Consumer Finance.
Dhani offers loan starting from ₹1,000 to ₹15 Lakhs and has zero foreclosure charges on loans below ₹20,000 at an interest rate of 1% to 3.17% per month for a period of 3 to 36 months.
Read my honest Review On Dhani Loans here for more details.
To avail attractive offers, you can usethis code “0004913372”
Final Say on Instant Cash Loans No Documents Required
These are some of the NBFCs which provide instant cash loans with no physical documents in India. You only need to upload images of your Aadhar card and PAN card for verifying your information.
At one point in time, I have taken instant cash loans from QuickCredit, Early Salary, CashBean, and Dhani Loans and faced no issues and got my money within a few hours.
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