Home Loan Comparison

BANKS

LOAN AMOUNT

INTEREST RATE

PROCESSING FEES & CHARGES

Axis Bank Home Loan

₹5L - ₹10 Crore

6.90% p.a. onwards

(Fixed /Floating Rates)

0.50% (Min.₹10,000)

1 - 30 Years

Aditya Birla Capital Home Loan

₹20L -₹10 Crore

9.00% – 12.50% p.a (Floating Rate)

₹5,000 to ₹10,000 + applicable tax 

1 - 30 Years

Bank Of Baroda Home Loan

₹1L - ₹2 Crore

6.50% p.a onwards (Floating Rate)

Loan amount up to ₹50L – 0.50% (Min. ₹7,500; Max. ₹12,500)
Loan amount above ₹50L – 0.25% (Min. ₹7,500; Max. ₹20,000)

Up to 30 Years

City Bank Home Loan

₹75L - ₹10 Crore

6.65% - 8.1% p.a.

Nil

5 - 25 years

Canara Bank Home Loan

Minimum: NA, Maximum: 6x Gross Annual Salary

6.90% to 8.90% p.a

(Floating Rate)

0.50% (Min. ₹1,500; Max. ₹10,000)

Up to 30 Years

DBS Home Loan

₹50L -₹5 Crore

7.20% p.a.(Floating Rate)

₹10000+ taxes

1 - 25 Years

Godrej Housing Finance Home Loan

₹20L - ₹5 Crore

6.79% - 7.54% p.a.

Nil 

1 - 30 years

HDFC Ltd. Home Loan

₹5L -₹10 Crore

6.70%* - 7.30% p.a.(Floating Rate)

Employed Individuals: ₹3,000 + Applicable Tax
Self-Employed Individuals: ₹5,000 + Applicable Tax

1 - 30 Years

IDFC Home Loan

Up to ₹30L

6.50% p.a onwards

(Floating Rate)

₹5,000 + Applicable Tax

5 - 30 Years

Indian Bank Home Loan

Up to ₹15L

6.5% - 8.0% p.a.

Nil

Up to 30 years

Indiabulls Home Loan

₹2L - ₹3 Crore

7.60% p.a onwards

(Floating Rates)

Loan amount up to ₹30L - Up to ₹10,000
Loan amount above ₹30L - 0.50% - 1%

1 - 30 Years

IIFL Home Loan

₹2L - ₹3 Crore

7.5% - 16.0% p.a.

0.5% Subject to ₹5,000

5 - 25 years

Karnataka Bank Home Loan

₹20L -₹5 Crore

7.50% - 8.85% p.a

(Floating Rate)

₹12,000 (inclusive of GST)

1 - 30 Years

Kotak Mahindra Bank Home Loan

₹25L - ₹2.50 Crore

6.50% - 7.30% p.a

(Floating Rate)

₹10000 + GST

1 - 20 Years

LIC HFL Home Loan

₹30L - ₹5 Crore

6.90% p.a. onwards

(Floating Rate)

Up to ₹1 Cr - 0.25% of Loan Amount, subject to maximum ₹10,000/- (Plus GST), Above ₹1 Cr and up to ₹5 Crs - 0.25% of Loan Amount, subject to maximum ₹25,000/- (Plus GST)

5 - 30 Years

L&T Housing Finance Ltd. Home Loan

₹5L - ₹10 Crore

6.99% - 9.15% p.a.

Up to 0.50% + GST

3 - 30 years

PNB Housing Loan

₹5L - ₹3 Crore

6.75% p.a. onwards

(Floating Rate)

0.25% for Salaried
0.5% for Self-employed
(Min ₹10,000 in both cases, excluding taxes)

1 - 30 Years

SBI Home Loan

₹10L - ₹10 Crore

6.70% - 8% p.a.

(Floating Rate)

0% - 0.35% (Min. ₹2,000; Max. ₹10,000)

1 - 30 Years

Sundaram Home Finance Ltd. Home Loan

₹2L - ₹4 Crore

6.95% - 10.75% p.a.

Upto 0.50% + GST

2 - 25 years

Tata Capital Home Loan

₹5L - ₹5 Crore

6.7% - 12.0% p.a.

0.50%

1 - 30 years

Union Bank

Home Loan

Up to ₹25L

6.60% p.a. onwards

(Floating Rate)

Nil

1 - 30 Years