Home Loan Comparison

You can avail home loan from any nationalized banks and NBFCs provided you meet the eligibility criteria.

Here is the list of loans for homes you can compare and avail the one which is most suitable for your requirement.

HOME LOAN PROVIDERS IN INDIA

BANKS

LOAN AMOUNT

INTEREST RATE

PROCESSING FEES & CHARGES

LOAN TENURE

Axis Bank Home Loan

₹5L - ₹10 Crore

6.90% p.a. onwards

(Fixed /Floating Rates)

0.50% (Min.₹10,000)

1 - 30 Years

Aditya Birla Capital Home Loan

₹20L -₹10 Crore

9.00% – 12.50% p.a (Floating Rate)

₹5,000 to ₹10,000 + applicable tax 

1 - 30 Years

Bank Of Baroda Home Loan

₹1L - ₹2 Crore

6.50% p.a onwards (Floating Rate)

Loan amount up to ₹50L – 0.50% (Min. ₹7,500; Max. ₹12,500)
Loan amount above ₹50L – 0.25% (Min. ₹7,500; Max. ₹20,000)

Up to 30 Years

City Bank Home Loan

₹75L - ₹10 Crore

6.65% - 8.1% p.a.

Nil

5 - 25 years

Canara Bank Home Loan

Minimum: NA, Maximum: 6x Gross Annual Salary

6.90% to 8.90% p.a

(Floating Rate)

0.50% (Min. ₹1,500; Max. ₹10,000)

Up to 30 Years

DBS Home Loan

₹50L -₹5 Crore

7.20% p.a.(Floating Rate)

₹10000+ taxes

1 - 25 Years

Godrej Housing Finance Home Loan

₹20L - ₹5 Crore

6.79% - 7.54% p.a.

Nil 

1 - 30 years

HDFC Ltd. Home Loan

₹5L -₹10 Crore

6.70%* - 7.30% p.a.(Floating Rate)

Employed Individuals: ₹3,000 + Applicable Tax
Self-Employed Individuals: ₹5,000 + Applicable Tax

1 - 30 Years

IDFC Home Loan

Up to ₹30L

6.50% p.a onwards

(Floating Rate)

₹5,000 + Applicable Tax

5 - 30 Years

Indian Bank Home Loan

Up to ₹15L

6.5% - 8.0% p.a.

Nil

Up to 30 years

Indiabulls Home Loan

₹2L - ₹3 Crore

7.60% p.a onwards

(Floating Rates)

Loan amount up to ₹30L - Up to ₹10,000
Loan amount above ₹30L - 0.50% - 1%

1 - 30 Years

IIFL Home Loan

₹2L - ₹3 Crore

7.5% - 16.0% p.a.

0.5% Subject to ₹5,000

5 - 25 years

Karnataka Bank Home Loan

₹20L -₹5 Crore

7.50% - 8.85% p.a

(Floating Rate)

₹12,000 (inclusive of GST)

1 - 30 Years

Kotak Mahindra Bank Home Loan

₹25L - ₹2.50 Crore

6.50% - 7.30% p.a

(Floating Rate)

₹10000 + GST

1 - 20 Years

LIC HFL Home Loan

₹30L - ₹5 Crore

6.90% p.a. onwards

(Floating Rate)

Up to ₹1 Cr - 0.25% of Loan Amount, subject to maximum ₹10,000/- (Plus GST), Above ₹1 Cr and up to ₹5 Crs - 0.25% of Loan Amount, subject to maximum ₹25,000/- (Plus GST)

5 - 30 Years

L&T Housing Finance Ltd. Home Loan

₹5L - ₹10 Crore

6.99% - 9.15% p.a.

Up to 0.50% + GST

3 - 30 years

PNB Housing Loan

₹5L - ₹3 Crore

6.75% p.a. onwards

(Floating Rate)

0.25% for Salaried
0.5% for Self-employed
(Min ₹10,000 in both cases, excluding taxes)

1 - 30 Years

SBI Home Loan

₹10L - ₹10 Crore

6.70% - 8% p.a.

(Floating Rate)

0% - 0.35% (Min. ₹2,000; Max. ₹10,000)

1 - 30 Years

Sundaram Home Finance Ltd. Home Loan

₹2L - ₹4 Crore

6.95% - 10.75% p.a.

Upto 0.50% + GST

2 - 25 years

Tata Capital Home Loan

₹5L - ₹5 Crore

6.7% - 12.0% p.a.

0.50%

1 - 30 years

Union Bank

Home Loan

Up to ₹25L

6.60% p.a. onwards

(Floating Rate)

Nil

1 - 30 Years