CASHe Loan App

cashe loan app download

What Is CASHe?

CASHe is a Fintech company that provides fast, flexible, unsecured personal loans through a mobile application to young salaried millennials across India.

CASHe was founded in 2016 by V. Raman Kumar, whose aim was to bring millions of young salaried millennials who were denied credit by conventional banks and financial institutions into the formal credit system.

Types Of Loan You Can Avail At CASHe

  1. Instant Loans
  2. EMI Mswipe Card

Avail quick loan at CASHe now.

Who Can Apply At CASHe?

  1. Any Indian resident above the age of 18.
  2. Having proof of current employment.
  3. Monthly earning of ₹15,000 or more.
  4. A Bank account.
  5. Having a Facebook/Google+/LinkedIn account.
  6. Having a valid identity and address proof.

Download the CASHe App now.

Eligible Criteria To Apply At CASHe

  1. For 62 Day loan, you can avail loan amount of up to 60%  of your net take-home salary.
  2. For the 90 Day loan, you can avail of a loan amount of up to 110% of your net take-home salary.
  3. For the 180 Day loan, you can avail loan amount of up to 210% of your net take-home salary.
  4. For the 270 Day loan, you can avail of a loan amount of up to 310% of your net take-home salary.
  5. For the 1 year loan, you can avail loan amount of up to 400% of your net take-home salary.

Check your eligibility at CASHe now.

How Much Can You Borrow From CASHe?

You can opt to borrow personal loans starting as low as ₹9,000 to a maximum of ₹3,00,000 with a repayment period of 62,90,180.270 days and 1 year.

Rate Of Interest At CASHe

  1. The rate of interest of 62 Day loan is calculated at 3% per month on the loan amount.
  2. For the 90 Day loan, the charge is calculated at 2.75% per month.
  3. For the 180 Day loan, a 2.50% per month.
  4. For 1 year loan, the rate of interest is calculated at 2.50% per month on the loan amount.
  • A 7 day interest-free Grace Period is offered for repayment of the dues at the end of every paying month.
  • However, any subsequent delays would incur a 3% flat interest fee (including the 7 day grace period) on subsequent weeks thereafter.
Loan Tenure Offered By CASHe Interest Rate Per Month
For 90 days2.50% onwards
For 180 days2.40% onwards
For 270 days2.25% onwards
For 360 days2.25% onwards
 For 540 days2.25% onwards

How Long Does It Take To Get Your Loan From CASHe?

Your loan is generally transferred instantly as soon as all your documents are verified. In order to process your loan quickly, you should upload the necessary documents in the necessary formats and make sure they are clear and legible.

You will get your loan within a day – within a few hours.

The service is fast enough.

Avail quick loan at CASHe now.

Repayment Period At CASHe

Your repayment will be done on EMIs according to the amount of loan you take from 3 to 8 EMIs.

FAQs On CASHe Loan App

Q1. Is CASHe a NBFC?

CASHe is not an NBFC nor a bank. CASHe is powered by Bhanix Finance and Investment Ltd., which is an RBI registered NBFC platform.

Q2. Is CASHe Real?

CASHe does provide loans if you met the required criteria. Yes, CASHe is real and legit.

Q3. How Can I Get A Loan From CASHe?

  1. Download the CASHe App Here
  2. Register using your Gmail, Facebook or Linkedin ID and allow the app to read your location.
  3. Set up your user profile and password.
  4. Complete your details like uploading your PAN, Aadhar, Salary Slip, Bank Statement, etc. as directed and required to get your loan.
  5. Once your profile and details are completed, click on the ‘Get Loan’ icon which is at the bottom left side of the app.
  6. You will see different types of loans and tenure you can avail of.
  7. Select the loan type you want to apply for.
  8. Wait for the approval, the customer care support will contact you and guide you to complete your loan.
  9. After completion of all the required processes, go to the app again.
  10. Click on Withdraw the amount to your bank account. You will get your money instantly.
  11. You can also click on the ‘More’ icon on the bottom right of the app to avail of the service for Mcard which can be used as a credit card.

Q4. How Do You Use CASHe?

  1. Download the CASHe App Here
  2. Register using your Gmail, Facebook or Linkedin ID and allow the app to read your location.
  3. Set up your user profile and password.
  4. Complete your details like uploading your PAN, Aadhar, Salary Slip, Bank Statement, etc. as directed and required to get your loan.
  5. Once your profile and details are completed, click on the ‘Get Loan’ icon which is at the bottom left side of the app.
  6. You will see different types of loans and tenure you can avail of.
  7. Select the loan type you want to apply for.
  8. Wait for the approval, the customer care support will contact you and guide you to complete your loan.
  9. After completion of all the required processes, go to the app again.
  10. Click on Withdraw the amount to your bank account. You will get your money instantly.
  11. You can also click on the ‘More’ icon on the bottom right of the app to avail of the service for Mcard which can be used as a credit card.

Q5. Who Can Take Loan From CASHe?

All salaried individuals can take loan from CASHe, if the eligibility criterias are met.

Q6. What is CASHe e-mandate?

CASHe e-Mandate is a payment service that allows the platform to collect recurring payments. And it is mandatory to complete the e-mandate to take a loan in CASHe.

An e-Mandate is the payment process which is initiated by the RBI and the National Payments Corporation of India (NPCI)  that allows collecting of recurring payments in India. 

Q7. What Is The Interest Rate On CASHe?

 
CASHe gives different interest Rates per month for Different Types of Loans.
Loan TenureInterest Rate Per Month
For 90 days2.50% onwards
For 180 days2.40% onwards
For 270 days2.25% onwards
For 360 days2.25% onwards
 For 540 days2.25% onwards

Q8. Can We Forclose Or Pre close A Loan At CASHe?

Yes, you surely can pay off your loan amount early before the due date as you wish without any extra fees or charges as CASHe does not charge any penalty for preclosure or part-payments.
 

Q9. How To Repay CASHe Loan?

Your CASHe loan will be repayed as  EMIs from your bank account you have connected with the loan app.
 
You can also repay your CASHe personal loan through NEFT/IMPS/UPI payments.

DISCLAIMER: This post may contain affiliate links, meaning I will get a small commission if you make a purchase through my links, at no cost to you. For more info, please read my Affiliate Disclaimer.

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